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The Empowered Homeowner


Courses - Adult Enrichment / Money -
Adult Enrichment 2024-25

NEW! Empowered Homeowner

Understanding your Homeowners Insurance Policy - Coverage, Costs, and Claims Feb 11

Are you confused about your home insurance policy? This workshop will provide you with the essential knowledge to make informed decisions about your coverage, understand factors affecting policy costs, and navigate the claims process with confidence.

We will explore the ins and outs of home insurance, including what is and isn't covered, key factors that influence premiums, and what to expect when filing a claim. You'll receive sample policy language, essential questions to ask your insurance agent, and tips for choosing a policy that aligns with your needs and budget.

Understanding & Maintaining the Exterior of your Home – Key Concepts & Cost-Saving Tips Feb 18

As part of our Empowered Homeowner Series, this informative workshop will equip you with the knowledge and tools to maintain your home’s value and prevent costly surprises.

Over the course of 90 minutes, we will delve into the fundamentals of exterior home construction, identifying common maintenance issues and strategies for proactive upkeep. Discover how to minimize surprise expenses, especially those not covered by insurance. We’ll explore real-world examples and photos to highlight instances where damage may be misattributed to weather but actually stems from maintenance oversights, improper installation, or product defects.

Additionally, we’ll provide essential insights on hiring a contractor in Minnesota, including your rights as a homeowner under state law.

Join us for a practical and informative session that will empower you to protect your home’s investment and enjoy a more worry-free living experience.

Understanding Your Homeowners Insurance Policy: Navigating Contractors and Claims Feb 25

As part of our Empowered Homeowner Series, learn how to confidently handle the insurance claims process from start to finish. This workshop will equip you with the knowledge to understand your homeowners policy terms as they apply when unexpected events occur occur, navigate the complexities of filing a claim, and effectively work with contractors and insurance adjusters.

Discover how to:

  • Decipher your insurance policy and identify key coverage details
  • Understand the claims process, including documentation and deadlines
  • Effectively communicate with insurance adjusters and contractors
  • Navigate the new "Good Faith Estimate" law to protect your rights
  • Create a strong claim with clear expectations and documentation

Leave this workshop with practical tools and a sample claims process flowchart to guide you through the often overwhelming process of repairing your home.

Instructor: Sarah Baso

 February 2025 
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7739-W25

  Sarah Baso


SSP School District - Central Square : Carolyn's Classroom
Tue Feb 11, Tue Feb 18 & Tue Feb 25
6:30 - 8:00 PM

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$ 12.00
Oct 21 Understanding the Homeowners Insurance Claims Process